Push FairLane fair-lending-safe segments to AdTheorent at once. Find your audience in the FairLane catalog and activate it on AdTheorent through the Skydeo Audience Marketplace (SAM).
What is AdTheorent?
AdTheorent is a machine-learning-driven programmatic platform focused on predictive targeting and privacy-forward, non-ID-based audience delivery.
As demand-side platforms, Demand-side platforms let advertisers buy programmatic display, video, and CTV inventory across many exchanges from a single seat. Banks, lenders, and credit unions use channels like this to acquire new customers — which is exactly where fair-lending discipline matters most.
How FairLane activates on AdTheorent
Choose a fair-lending-safe audience
Browse the FairLane catalog and select any segment. Every audience is Regulation B friendly by construction before it ever reaches AdTheorent.
Distribute through SAM
We deliver your chosen segment to your AdTheorent seat through the Skydeo Audience Marketplace (SAM), subject to AdTheorent's onboarding and match requirements.
Activate for permitted use
Run invitation-to-apply and brand campaigns on AdTheorent. Request a compliance attestation documenting permitted use for your vendor-review file.
Fair-lending-safe on every channel
No matter where a FairLane audience is delivered, it carries no age, sex, race, religion, national origin, marital status, or public-assistance data, no income or net-worth bands, no geography finer than state or DMA, and no lookalike extension.
How this maps to the FHA & ECOAAdTheorent & FairLane — FAQ
Can I activate FairLane segments on AdTheorent?
Yes. FairLane's fair-lending-safe audience segments are distributed through the Skydeo Audience Marketplace (SAM) and can be delivered to AdTheorent wherever it supports third-party or matched audience onboarding. The same segment you find in the FairLane catalog is activated on AdTheorent without any protected-class attributes leaving the taxonomy.
What is AdTheorent?
AdTheorent is a machine-learning-driven programmatic platform focused on predictive targeting and privacy-forward, non-ID-based audience delivery. As demand-side platforms, Demand-side platforms let advertisers buy programmatic display, video, and CTV inventory across many exchanges from a single seat.
Are FairLane audiences on AdTheorent compliant with Regulation B?
FairLane segments are built to be Regulation B friendly regardless of destination: no age, sex, race, religion, national origin, marital status, or public-assistance data, no income or net-worth bands, no geography finer than state or DMA, and no lookalike extension. On AdTheorent, these audiences remain for invitation-to-apply and brand marketing only and are never used for credit eligibility, underwriting, or pricing.
How do I get a FairLane segment onto AdTheorent?
Browse the FairLane catalog, choose your audience, and request activation. We coordinate delivery to your AdTheorent seat through the Skydeo Audience Marketplace (SAM), subject to AdTheorent's own onboarding and match requirements. You can also request a compliance attestation for your vendor-review file.
Does using third-party data on AdTheorent create fair-lending risk?
Third-party audiences can introduce proxy risk when they carry income, geography, or modeled attributes that correlate with protected classes. FairLane removes those inputs at the data layer, so activating on AdTheorent does not reintroduce them — and attestation documents permitted use at the campaign layer.
FairLane audiences are for invitation-to-apply and brand marketing only. They are not consumer report data under the FCRA and are not for use in determining credit eligibility, underwriting, pricing, or account management.